Your long term partner in home finance !

Home financing made easy....

Selecting the right lender can make all the difference in your borrowing experience. Professionalism, integrity, dependability and financial stability matter most when shopping for your mortgage. Rates can be similar and are not the best determinating factor. Be sure to shop for the right mortgage lender, as it is worth your time and effort. Owning a home is your greatest financial decision, so take time to select the right lending partner.

Houston Capital provides competitive rates and terms, and is there every step of the way with reliable information, sound advice and personal attention. Houston Capital has been the leading choice of established real estate firms and Texas consumers for over two decades. We are a locally owned and operated residential correspondent mortgage lender.  Our dedicated staff of experienced mortgage professionals has longstanding excellent reputations throughout the Texas marketplace.

The mortgage industry has been the focus of negative media coverage. Our lending capital is readily available, and has not been adversely impacted by turmoil in the mortgage markets. Our constant emphasis on prudent lending values has kept us in the top tier of Texas lenders.

Houston Capital prides itself on:

• state of the art technology
• panel of local appraisal experts
• experienced processing
• in-house loan approval
• timely closing documents
• speedy loan funding

The Houston Capital experience is an expedited loan process with less hassle !

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Are you a senior looking for a way to stay in your home and supplement your income ? Click on our Reverse Mortgage Calculator or the reverse mortgage page on the left index. Let us prepare a personalized mortgage quote for the home financing program of your choice. Please contact your personal Houston Capital Mortgage representative for additional information.