Why Choose Us

Selecting the right lender makes the difference in your borrowing experience. Professionalism, integrity, dependability and financial stability matter most when shopping for your mortgage. Rates are not the best determinating factor, as they can be similar or deceiving. Obtain trusted referrals to help you select the right partner, as owning a home is your greatest financial decision.

Houston Capital is there every step of the way with reliable information, sound advice and personal & professional attention. Houston Capital has been the leading choice of Texas consumers and top real estate firms for over two decades. We are a Houston owned Texas residential correspondent mortgage lender providing competitive rates and terms. 

Our motto is "Excellence in Execution" and nothing says that better than our repeat clients, that come back over and over. Doing things the right way to help people is what we do best.  Our company's staff and lending officers are highly knowledgeable and empathetic; taking great pride in exemplary service they provide. Relationships matter to our dedicated staff of experienced professionals that always go the extra mile to satisfy your needs. Our emphasis on prudent lending, ethics & values keeps us in the top tier of Texas lenders.

Houston Capital's "CORE" values are the reason for our success:

C   Consistent Communication

O   Outstanding Service

  Responsible Lending

E   Exceeding Expectations


The Houston Capital experience is an expedited loan process with less hassle and high satisfaction !