Mortgage 101

Click on any of the steps and scroll down to learn more about each one.

mortgage process

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Mortgage Process Check List :

Print Required Documents Checklist

Income:

  • 30 days paystubs
  • W2 and/or 1099 forms for 2 years 
  • Personal tax returns for 2 years  
  • If self-employed, business returns may be needed

Assets:

  • Checking & savings account most recent statement 
  • Stocks, Mutual Funds, IRA, 401K account most recent statement 
  • Print last 30 days activity, if online printout 
  • For large deposits, supply source of funds 
  • Supply mortgage statement, insurance & HOA bill on real estate owned 

Personal:

  • Driver's license 
  • Proof of legal residency (VISA, green card) if non US citizen 
  • Divorce decree, if applicable
  • Social security card, if FHA or VA financing

Refinance:

  • Supply mortgage statement, insurance & property survey