Your long term partner in home finance !

Home financing made easy....

Today's mortgage market place is a highly complex environment. Good customer service, honesty, integrity and reliability are all as important as competitive rates, programs and fees. The right mortgage lender can make all the difference in your borrowing experience. As your partner in the lending process, Houston Capital Mortgage will treat you with the respect you deserve. Your experienced lending officer will provide you with clear, concise and accurate information throughout the loan process. As your trusted partner, we will prepare you for the loan process, which is more involved than times past, and spare you from unexpected surprises. We consistently provide competitive rates and reasonable closing costs. Most importantly, we will be there every step of the way to offer you reliable information, sound advice and excellent personal service.

The mortgage industry has been the focus of significant media coverage of late. Houston Capital Mortgage is a locally owned well established correspondent mortgage lender in existence over 20 years.  The staff of highly seasoned professionals has longstanding excellent reputations throughout the Texas marketplace. Our lending capital is readily available, and has not been unduly impacted by the turmoil in the national mortgage markets. Our constant focus on prudent lending values has kept us in the top tier of Texas lenders.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Are you a senior looking for a way to stay in your home and supplement your income ? Click on our Reverse Mortgage Calculator or the reverse mortgage page on the left index. Let us prepare a personalized mortgage quote for the home financing program of your choice. Please contact your personal Houston Capital Mortgage representative for additional information.